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Audit credit card use for wrong-card charges and missed benefits

Grok Bot read posted transactions on three cards via a Plaid-connected app to check card choice for dining, Amazon and travel, and unused benefits.

Time saved
Not reported
Setup time
Not reported
Running cost
Not reported
Cost range
Not reported

Use case overview

Grok Bot read posted transactions on three cards via a Plaid-connected app to check card choice for dining, Amazon and travel, and unused benefits.

Reported experience

  1. What they did

    User set up Grok @bot with Captain as the interface, Spendy pulling posted transactions via Plaid on Amazon, Sapphire and Platinum cards, and Researchy using Grok CLI 4.6 live search on Chase/Amex sites for current benefits. Captain combines the data to flag wrong-card charges on dining/Amazon/travel and unused credits like Sapphire travel, DoorDash, Resy and Lululemon, then outputs a named recap.

  2. How it went

    Delivers a monthly recap of mismatches and left-on-table benefits. Source states no dollar results or savings figures.

  3. Worth knowing

    Runs monthly on Grok @bot; agents never post charges or apply for cards without explicit user approval.

Example prompts

Try with Grok Bot
Here are my recent transactions from [card 1, card 2, card 3] for the last [number] months: [paste or attach the data]. Check whether I used the best card for [dining, Amazon, travel], flag charges that went on the wrong card, and list any card benefits or credits I haven't used, based on [the benefits of each card]. Finish with a short ranked list of the changes that would save me the most money.