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Money, Bills & BenefitsAny

Shop for umbrella insurance through your personal agent

Personal AI agents use Coverage Cat's Agent API/MCP to size umbrella coverage and compare carrier options with price ranges, backed by a licensed broker.

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Time saved
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Use case overview

Personal AI agents use Coverage Cat's Agent API/MCP to size umbrella coverage and compare carrier options with price ranges, backed by a licensed broker.

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Reported experience

  1. What they did

    Coverage Cat is a licensed brokerage that publishes an Agent API and MCP endpoint for AI agents. The agent starts from the MCP manifest and calls the umbrella_consumer_prefill tool. AI-guided intake sizes the coverage and returns price ranges and real carrier options. The brokerage team sits behind the flow, and the shopper-facing flow is handed off to Coverage Cat.

  2. How it went

    The page gives no outcome numbers for agent-driven umbrella shopping. It only describes the flow. The service is live in California, Florida, New York, Texas and Washington.

  3. Worth knowing

    An API key is needed (the site has a get-API-key guide), and coverage is limited to five states for now.

Example prompts

Try with Claude in Chrome
Help me figure out how much umbrella insurance I need given [my home value, savings, income, and number of drivers]. Visit [insurance provider or comparison site], get quote ranges for that coverage level from a few carriers, and put them in a comparison table. Stop before submitting any application or entering sensitive personal details, and show me what you plan to enter first.

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